Significant among the 10 domestic acquisitions the Enterprise completed in 1998 -- each designed jacket to enhance market positions -- was the acquisition of the ALLIED Group, which has some 2,400 independent agencies in 22 states.

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"The independent agents and the former Countrywide employees have been overwhelmingly jacket positive about jacket the acquisition," Crabtree said. "They understand the growth potential, the benefits of scale that come with being part of a large organization such as Nationwide, and our commitment to this distribution system."